Privacy Statement

The protection of your nonpublic personal information is important to our dealerships and our
affiliated third parties (a company that is related by common ownership or corporate control) and,
in some cases, with nonaffiliated third parties. Because we recognize that keeping your nonpublic
personal information private is important to you, we would like to take this opportunity to explain our
Privacy Policy.

ABOUT OUR PRIVACY POLICY: Our privacy policy applies to those persons who obtain from
us financial products or services to be used for personal, family, or household purposes. Our goal is
to respond to your inquiries, to provide better customer service, and to provide products, services,
and other information we believe may help meet your needs or to be of interest to you. This Privacy
Policy explains: *The types of information we may collect from you.*The types of information we may
disclose to third parties.*The types of third parties to whom we may disclose information.*How we
protect the nonpublic personal information we collect about you.*How you may instruct us not to disclose
certain information about you which we are not otherwise permitted to disclose by law.

TYPES OF INFORMATION WE MAY COLLECT ABOUT YOU: We may collect nonpublic
personal information about you from the following sources: *Information we receive from you on
applications or others forms, such as your name, address, telephone numbers, e-mail addresses,
birth date, social security #, income, and employment history. *Information about your transactions
with us, our affiliated third parties, or others, such as your account balance, payment history,
and your creditworthiness. *Information we receive from your consumer credit reports or a
consumer-reporting agency, such as your creditworthiness, credit score, or credit history.
*Representations made by you to us, such as you employment history, your account balances,
and payment histories, and your relationships with other persons or entities whom you have listed
as a reference. *Information we collect or that you provide to us when you visit our website, such as
your name, address, telephone numbers, or e-mail addresses; if you request e-mail contact from us
or send us an e-mail, we may retain your e-mail address and the messages themselves. We do utilize
"cookies" in connection with our website. A "cookie" is an online device used to determine when a visit
to the site has occurred and to track your activity within the site. Cookies are often used online and
do not harm your computer. You have the option of programming your computer to prevent a cookie
from being accepted.

THE CATEGORIES OF THIRD PARTIES TO WHOM WE MAY DISCLOSE INFORMATION ABOUT YOU:
We may disclose all of the nonpublic personal information that we collect about you,
as described, to third parties that perform marketing services on our behalf or to other financial
institutions with whom we have joint marketing agreements, such as third parties who manufacture
or supply our goods and services, advertise or market our products and services, make customer
satisfaction inquiries on our behalf, or provide internet related marketing services.
We are permitted
by law
to disclose information about you to third parties that perform marketing services on our behalf
and/or to other financial institutions with which we have joint marketing agreements. We are not required
to give you opportunity to opt out of such disclosures.

HOW WE PROTECT THE NONPUBLIC PERSONAL INFORMATION WE COLLECT ABOUT YOU.
We take our responsibility to protect your nonpublic personal information very seriously. Whenever
we collect information about you, we restrict access to your nonpublic personal information to our
employees and those third parties who need the information to respond to your inquiries, to provide
better customer service, and to provide products, services, and other promotional information we believe
may help meet your needs or be of interest to you. We explain the importance of protecting your
nonpublic personal information to our employees and take appropriate measures to enforce
employee responsibilities regarding our Privacy Policy. We also maintain physical, electronic, and
procedural safeguards to protect the confidentiality and security of the information we collect. We require
any third party who receives information about you from us to agree to keep that information
confidential and to use the information only for the purposes for which it was disclosed.

THIS PRIVACY POLICY APPLIES TO OUR DEALERSHIPS AS WELL AS OUR AFFILIATED THIRD PARTY.
We appreciate your business and the opportunity to assist you in understanding our
Privacy Policy.We hope that you have found this information to be useful and
appreciate theopportunity to continue to serve you in the future.

Site Map